Collision Versus Comprehensive Auto Insurance In New York

Understanding the difference between collision and comprehensive auto insurance is important for every driver in Buffalo, New York. While both types of coverage protect your vehicle, they cover different kinds of damage. Collision insurance helps pay for repairs if you’re involved in an accident, whereas comprehensive insurance covers damages from non-collision events like theft, vandalism,…

The Top 10 Meanest Dog Breeds

Most dogs aren’t inherently mean, but they are still animals, even when domesticated. This means that they can behave in ways that don’t mesh well with humans, especially when they feel scared or threatened. With over 4.5 million dog bite incidents reported annually, some dogs have earned a reputation for being the meanest dog breeds….

Distracted Driving: Defining and Examining the Problem

As smartphones have become more prevalent, so has the term “distracted driving.” Distracted driving is an umbrella term that covers anything that takes your attention away from driving, even for a moment. Distracted driving poses a significant threat to road safety, causing countless car accidents. By staying focused on the road and avoiding distractions, drivers…

Dangerous Dog Breeds According To Insurance Companies

When home insurance is involved, certain dog breeds raise red flags for insurers. This guide covers the dangerous dog breeds according to insurance companies, providing insight into the perceptions and statistics that influence coverage decisions. By understanding these breeds, you can make better-informed choices about dog ownership and insurance policies. Pit Bulls Insurance companies often…

20 Most Dangerous Cars in 2024

When purchasing a new vehicle, most consumers evaluate the aesthetic and practical features cars and trucks offer. Many of these purchasers also consider a vehicle’s safety and reliability to be important factors. Despite modern safety advances, not all vehicles on the road are equally capable of protecting you in the worst car crashes. What Are…

Fractured Sternum Car Accidents in Buffalo, New York

Fractures are common injuries in car accidents, including fractures of the sternum. The sternum, or breastbone, is a flat bone located in the center of the chest, connecting to the ribs and protecting vital organs like the heart and lungs.  While sternum fractures are usually treated conservatively, they should be taken seriously. A broken sternum…

What Is Adaptive Cruise Control, and Is It Safe?

Cruise control has been in use for decades, and adaptive cruise control is an enhanced version of the original technology. While adaptive cruise control offers several benefits, it also comes with some drawbacks. Before relying on this type of driver assistance, it’s important to understand how it works and be aware of the potential risks…

What Are the Top 10 Disabilities?

If you or someone you know has been injured in an accident in New York, the resulting disability can have a significant impact on your life. Whether it’s a car crash, a slip and fall, or a workplace injury, the consequences can be long-lasting. In New York, personal injury laws allow individuals who are hurt…

How Long Does It Take State Farm To Settle Claims in Buffalo, NY?

Getting injured in a car accident, slip and fall, or another incident in Buffalo, New York, can feel overwhelming. On top of dealing with pain and anxiety, you may need to file an insurance claim. If State Farm is involved, you might be wondering how long it will take them to settle.  While the answer…

Getting Your Motorcycle License in New York State

Motorcycle riding in New York has reached unprecedented popularity, with over 750,000 licensed motorcyclists throughout the state. Motorcycles offer an exciting and fuel-efficient way to travel, but they also come with serious risks. The National Highway Traffic Safety Administration reports that motorcyclists are approximately 22 times more likely to suffer fatal injuries in crashes than…